Loan Schemes

  • Vehicle Loan

    Max. Limit Rs.30.00 lakh
    Rate of Interest @ 14% p.a. for New Vehicle for 6 Yrs.
    EMI-Rs.2130/- per lakh for 6 yrs.
    For Old Vehicle Repayment Period 5Yrs.
    Upto Rs. 5.00 Lakhs @15.5% p.a.
    EMI-Rs.2500/- per lakh for 5 yrs. Upto Rs.5.00 lakhs
    From above Rs.5.00 lakhs to Rs.30.00 lakhs @ 16.5%p.a.
    EMI- Rs.2550/- per lakh for 5 yrs. Above 5.00 lakhs
  • Housing Loan

    Max. Limit Rs.60.00 lakh @ 12.00% p.a.
    EMI- Rs.1475/- per lakh for 10 Yrs.
    EMI- Rs.1235/- per lakh for 15 Yrs.
    EMI- Rs.1135/- per lakh for 20 Yrs.
  • House Repair Loan

    Max. Limit Rs.5.00 Lakh @ 14.00% p.a.
    EMI- Rs.1600/- per lakh for 10 Yrs.
  • Personal Security Loan

    Max. Limit Rs.50000/- @ 15.00% p.a for 3 Yrs.
    EMI- Rs.370/- Ten Thousand
    Max. Limit Rs.100000/- @ 15.00 p.a.for 5 Yrs.
    EMI- Rs.2450/- per lakh for 5 Yrs.
  • Medium Term Secured Loan

    Max. Limit Rs.60.00 lakh
    Upto Rs.15.00 lakh @ 15.00% p.a.
    EMI- Rs.2450/- per lakh for 5 Yrs upto 15.00 Lakhs
    Above Rs.15.00 Lakh to Rs.25.00 Lakh @ 16% p.a.
    EMI- Rs.2530/- per lakh for 5 Yrs above Rs.15.00 lakhs upto Rs. 25 Lakhs
    Above Rs.25.00 Lakh to Rs.60.00 Lakh @ 17% p.a.
    EMI- Rs.2580/- per lakh for 5 Yrs above Rs.25.00 lakhs upto Rs. 60 Lakhs
  • Long Term Secured Loan

    Max. Limit Rs.60.00 lakhs
    Upto Rs.15.00 lakhs @ 15.00% p.a.
    EMI- Rs.1830/- per lakh for 8 Yrs upto 15.00 Lakhs
    EMI- Rs.1700/- per lakh for 10 Yrs upto 15.00 Lakhs
    Above Rs.15.00 Lakhs to Rs.25.00 Lakhs @ 16% p.a.
    EMI- Rs.1900/- per lakh for 8 Yrs above Rs.15.00 lakhs upto Rs. 25.00 Lakhs
    EMI- Rs.1730/- per lakh for 10 Yrs above Rs.15.00 Lakhs upto Rs.25.00 lakhs
    Above Rs.25.00 Lakhs to Rs.60.00 Lakhs @ 17% p.a.
    EMI- Rs.1950/- per lakh for 8 Yrs above Rs.25.00 lakhs upto Rs. 60.00 Lakhs
    EMI- Rs.1760/- per lakh for 10 Yrs above Rs.25.00 Lakhs upto Rs.60.00 lakhs
  • Agricultural Loan (Seasonable)

    Max. Limit Rs.50000/- @ 13.00% p.a. for 2 Yrs.
    EMI- Rs.500/- per Ten Thousand
  • Gold Loan

    Max. Limit Rs.200000/- @ 15.00% p.a.
    (Per Gram Rs.1800/-) Payable in 12 months.
  • Cash Credit Loan

    Max. Limit Rs.2.00 Lakh @ 15.00% p.a.
  • Long Term Sal. Ded. Loan

    Max. Limit Rs.1000000/- @ 13.50% p.a. for 10 Yrs.
    EMI- Rs.1570/- per Lakh for 10 years
    * Rate of interest will be 1% less in case of salary deduction.