Loan Schemes

  1. Vehicle Loan

    Max. Limit Rs.25.00 lakh
    Rate of Interest @ 14% p.a. for New Vehicle for 6 Yrs.
    EMI-Rs.2130/- per lakh for 6 yrs.
    For Old Vehicle Repayment Period 5Yrs.
    Rate of Interest @15.5% p.a.
    EMI-Rs.2500/- per lakh for 5 yrs.
  2. Car Loan

    Max. Limit Rs.25.00 lakh @ 12.50% p.a. for 8 Yrs.
    EMI- Rs.1700/- per lakh
  3. Two Wheeler Loan

    For 3 years upto Rs.1.00 lakh
    EMI- Rs.3500/- per lakh @ 12.50% p.a.
    For 5 years above Rs.1.00 lakh upto Rs.2.00 lakhs
    EMI- Rs.2350/- per lakh @ 12.50% p.a.
  4. Housing Loan

    Max. Limit Rs.25.00 lakh @ 11.00% p.a.
    EMI- Rs.1420/- per lakh for 10 Yrs.
    EMI- Rs.1170/- per lakh for 15 Yrs.
    EMI- Rs.1060/- per lakh for 20 Yrs.
  5. House Repair Loan

    Max. Limit Rs.5.00 Lakh @ 14.00% p.a.
    EMI- Rs.1600/- per lakh for 10 Yrs.
  6. Personal Security Loan

    Max. Limit Rs.50000/- @ 15.00% p.a for 3 Yrs.
    EMI- Rs.370/- Ten Thousand
    Max. Limit Rs.100000/- @ 15.00 p.a.for 5 Yrs.
    EMI- Rs.2450/- per lakh for 5 Yrs.
  7. Medium Term Loan

    Max. Limit Rs.5.00 lakh @ 15.00% p.a. for 5 Yrs.
    EMI- Rs.2450/- per lakh
  8. Medium Term Secured Loan

    Max. Limit Rs.25.00 lakh
    Upto Rs.15.00 lakh @ 14.00% p.a.
    EMI- Rs.2400/- per lakh for 5 Yrs upto 15.00 Lakhs
    Above Rs.15.00 Lakh to Rs.25.00 Lakh @ 15% p.a.
    EMI- Rs.2450/- per lakh for 5 Yrs above Rs.15.00 lakhs upto Rs. 25 Lakhs
  9. Long Term Loan

    Max. Limit Rs.15.00 lakh
    For 8 Years @ 15.00% p.a.
    EMI- Rs.1830/- per lakh
    For 10 years @ 15% p.a.
    EMI- Rs.1650/- per lakh
  10. Long Term Secured Loan

    Max. Limit Rs.25.00 lakhs
    Upto Rs.15.00 lakhs @ 14.00% p.a.
    EMI- Rs.1780/- per lakh for 8 Yrs upto 15.00 Lakhs
    EMI- Rs.1600/- per lakh for 10 Yrs upto 15.00 Lakhs
    Above Rs.15.00 Lakhs to Rs.25.00 Lakhs @ 15% p.a.
    EMI- Rs.1830/- per lakh for 8 Yrs above Rs.15.00 lakhs upto Rs. 25.00 Lakhs
    EMI- Rs.1650/- per lakh for 10 Yrs above Rs.15.00 Lakhs upto Rs.25.00 lakhs
  11. Agricultural Loan (Seasonable)

    Max. Limit Rs.50000/- @ 13.00% p.a. for 2 Yrs.
    EMI- Rs.500/- per Ten Thousand
  12. Gold Loan

    Max. Limit Rs.200000/- @ 15.00% p.a.
    (Per Gram Rs.1800/-) Payable in 12 months.
  13. Cash Credit Loan

    Max. Limit Rs.2.00 Lakh @ 15.00% p.a.
  14. Long Term Sal. Ded. Loan

    Max. Limit Rs.1000000/- @ 12.50% p.a. for 10 Yrs.
    EMI- Rs.1500/- per Lakh for 10 years
    * Rate of interest will be 1% less in case of salary deduction.